Author: Fern Baptiste
Expenses That New Drivers Never Think about
Whether a person has never owned a car before or getting one in the classic rite of passage as a youth, there is a lot more to owning a car than just the original purchase price. This applies to cars that are old, cars that are new as well as other vehicles made for the road. Not taking these expenses into account may mean that individuals will not be driving for long before they realize they probably cannot afford a car after all. Expenses like buying car insurance Orange County or purchasing snow tires in the mountains of Colorado are natural extensions of owning a vehicle. The following are some common expenses related to owning a vehicle that are, for the most part, unavoidable.
Gasoline and other essential fluids
Everyone knows that the majority of cars run on gasoline and depending on the region of the world a person lives in gas can be pricey. For example, gas prices in the United States reached over four dollars per gallon in 2008. Many individuals were spending hundreds of dollars per month gassing up their cars to go to work, go out for entertainment, taking the kids to school and all the other activities we use cars for. The type of car that a person buys will drastically effect how much they will be paying for fuel. Older vehicles or larger trucks and SUV's are less fuel-efficient than smaller or newer cars and even the way people drive their cars will cost them more or less to operate overall. Vehicles also need other fluids to run and these must be changed at regular intervals. For instance, engine oil must be changed every 3,000 to 4,000 miles, transmission fluid every 40-50,000 miles, engine coolant every 60-70,000 miles as well as others. Changing or replacing these essential fluids can range from 20 dollars to well over 100 depending on the type of car.
Insurance is required by law
No one thinks when he or she buys a car that there will be an expense that they are required by law to pay every month as long as they own the vehicle but there is. Car insurance is one of the most common and routine extra expenses for owning a vehicle. A car must be insured before it can be registered or even driven on the road. All states in the U.S. as well as other regions of the world require some form of liability insurance for all motorists whether they are driving a motorcycle or a motor home. Insurance coverage can differ in price and policy language from region to region. For example car insurance Orange County California will have different types of language and coverage options than that of car insurance Orange County New York. Factors such as age of the driver, type of car, driving history, the location where a person lives and a variety of others will all influence this expense.
No matter how nice your car is, it will break
Whether a person buys a new, a slightly used, or a really used car, it is only a matter of time before it needs repairs. Some procedures can be done by the owner yet the vast majority of car repairs are very complicated, especially for newer vehicles. Depending on the type of repair, owners may sometimes pay anywhere from 100 to several thousand dollars to fix a vehicle. Different cars have different levels of quality in manufacturing. Parts on some may fail earlier than parts of others. Sometimes the design of a car provides for premature failure of parts. Labor to work on cars can range anywhere from 60 to 100 dollars per hour and many jobs are billed out at standard hourly rates that can range from a half an hour to several hours.
As you can see, there are many expenses that go along with owning a car. Drivers must have cash for routine maintenance, repairs, gasoline and fluid changes, insurance as well as fees for registering the vehicle with local municipalities. Those who have never owned a car or are enjoying the teenage rite of passage in getting their first vehicle must take stock of this expense to be best prepared for being an automobile owner.
Article Source: http://www.articlesbase.com/business-articles/owning-a-car-will-cost-your-more-than-the-sticker-says-3934744.html
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